Your Direct Line to Coverage


No Call Centers! No Scripts! Just a Direct Line to Me!

April Palmer is a licensed, independent insurance agent based in Haslet, TX, but serving clients across Texas and nationwide. No call centers. No broker fees to you.

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Women-Owned Business

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Independent Agent — Not Captive to Any Carrier

Licensed in 27+ States

Licensed Nationwide

No Broker Fees

No Broker Fees — Ever

Confident Health Insurance Guidance You Can Trust

At Insurance Girl, we believe every person deserves clear, honest answers when it comes to their health coverage. Based in Haslet, TX, and licensed nationwide, founder April Palmer is here to simplify the process and help you make confident, informed decisions. Whether you're an individual, a growing family, or a business owner, we're ready to help you find the right plan at the right price. Call us today at 817-965-1480 to get started.

Meet the owner, April Palmer

I'm April Palmer, founder of Insurance Girl, LLC. Throughout my career, I've built a reputation for simplifying one of the most confusing and costly areas of life: health insurance. Licensed nationwide, I lead a team of dedicated agents who share my commitment to helping clients make confident, informed decisions about their healthcare coverage.

My career began in financial services, which shaped how I see health insurance — not just as healthcare, but as financial protection. That perspective has been the foundation of a thriving nationwide client base. A Fort Worth native, I'm proud to still call it home, where I'm a wife and mother of four boys.

April Palmer, owner of Insurance Girl, a Houston-based independent insurance agent

Licensed Coverage for Every Stage of Life

We cover the full picture — from your first individual health plan to Medicare, life insurance, and every gap in between.

Health Insurance

Whether you're covering yourself, your family, or your business, we'll simplify your options and match you with coverage that truly fits your life and your budget.

Medicare

Medicare has a lot of moving parts—and the wrong choice can cost you. We guide you through every option, every deadline, and every decision so you can enroll with confidence and keep the doctors you trust.

Life Insurance

The people who depend on you deserve real protection. We help you find the right life insurance solution—in plain language, with no pressure—so your family's financial future is secure no matter what.

Supplemental Health

Even great insurance has gaps. Supplemental health plans provide an extra layer of financial protection — covering accidents, critical illness, and hospital stays so an unexpected health event never becomes a financial crisis.

Dental & Vision

Your smile and your sight matter. We help you find affordable dental and vision plans that keep your preferred providers in-network and your out-of-pocket costs predictable—for you and your whole family.

Prescription Coverage

Medication costs add up fast without the right plan. We compare prescription drug coverage options to make sure you have access to the medications you need at a price that actually makes sense for your situation.

Clients We Commonly Serve

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Young Adults Aging Off Parents’ Health Plan at Age 26

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Families

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 Early Retirees

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Mature Adults 65+

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How Health Insurance and Financial Planning Are Connected 

Health Insurance

Health insurance and financial planning work side by side. A strong financial plan helps clients build and preserve wealth, while health insurance safeguards that wealth from being derailed by unexpected medical costs. Without proper protection, even the best financial strategy can be undermined by a single medical event.

Need for an Agent

This is where a great agent makes the difference. An experienced advisor simplifies complex options, ensures coverage aligns with doctors and hospitals, and advocates for clients when claims arise. Together, financial advisors and trusted insurance professionals create a balanced foundation that supports both health and long-term financial well-being.

A Trusted Partner in Every Decision

April Palmer stands out as a trusted expert in health insurance, known for her deep knowledge and client-focused approach. She simplifies a complex marketplace, helping individuals and families feel confident in their coverage choices while ensuring they receive reliable protection at a fair cost. Clients and advisors alike rely on her insights, making her an invaluable partner in delivering peace of mind and long-term security.

Why Insurance Girl Works Differently Than a Call Center

Most insurance shoppers end up in a call center talking to a captive agent who represents only one carrier — one set of plans, one company's quota to hit. An independent agent like April has no quota for any single carrier. Every recommendation she makes comes from comparing your actual options across multiple companies. The carriers pay April's fee; you never pay a brokerage charge or consultation fee of any kind.

Here's how it works: April gathers your situation — health needs, budget, preferred doctors, medications, household size — then shops across every carrier available in your state. She explains the real-world difference between plans, not just the monthly premium, and handles enrollment start to finish. Clients get one person who knows their file, not a new voice every time they call.

April has been placing clients in the right coverage since 2017, is licensed nationwide, and serves individuals, families, small businesses, and Medicare-eligible clients nationwide. As a women-owned agency with independent agent status, Insurance Girl answers only to you—not to any carrier's sales targets.

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Common Questions About Working With Insurance Girl

  • Is working with April really free, or are there hidden fees?

    Working with April costs you nothing — no consultation fee, no broker charge, no service fee at any point. Insurance carriers pay April a commission when she places a policy. That arrangement doesn't influence her recommendations, because she shops across multiple carriers to find the plan that fits your needs and budget, not a quota target.

  • What does 'independent agent' mean, and why does it matter?

    An independent agent is not tied to a single insurance company. April is licensed to represent multiple carriers, so she compares real options across the market on your behalf. A captive agent can only sell one company's plans. An independent agent finds the plan that fits your situation — not the plan their employer sells.

  • Which states does Insurance Girl serve?

    April serves clients coast to coast — individuals, families, small businesses, and Medicare-eligible clients across the United States. Confirm coverage availability for your specific state by submitting the quote form below or calling April directly at 817-965-1480.

  • How does the quote process work, and how long does it take?

    Submit the quote form below or call April directly. She reviews your situation — coverage needs, budget, preferred doctors, and any medications — then shops across available carriers and presents clear options. Most clients have a shortlist of recommended plans within one business day. No hold music. No scripts.

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Start Your Free Quote Today

You'll hear from April directly, not a call center, within one business day.

Thanks! April will be in touch within one business day — you'll hear from her directly, not a call center.

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Your information is never sold and is used only to prepare your quote.

Looking for Medicare coverage? See how we help clients turning 65. Not sure what you need? Browse all insurance coverage options.